Daphane Waggle asked: If you are anything like me you have had your share of money problems. Who has’nt?I was not born with everything handed to me on a silver platter. I grew up in a lower class family and watched my parents worry about bills and money most of my childhood.There were times when I could hear my mother crying late at night because of her fear that our electricity would be cut off for nonpayment. My parents did the very best they could to provide for my sister and me, but there was an ever present tension in the More >